Drew Gardiner counsels clients on strategies for maximizing insurance coverage and represents policyholders in complex insurance coverage and bad faith disputes. Drew has prosecuted coverage claims involving a variety of first- and third-party policies, including commercial general liability, directors and officers (D&O) liability, errors and omissions and environmental impairment policies.
Drew also has significant experience advising clients on the strategic management of insurance portfolios, including evaluating D&O policy terms, and negotiating improvements in policy language. Additionally, Drew counsels clients on insurance-related aspects of corporate transactions and negotiates custom insurance products for a variety of potential risks, including representation and warranties, environmental, tax, property, and business interruption policies.
Drew has represented a number of clients seeking insurance coverage for historical environmental liabilities, including National Steel and Shipbuilding Company (NASSCO) in remediation of contaminated sediments in San Diego Bay, Xcel Energy in remediation of sediments at the Ashland Superfund Site on Lake Superior, and Montrose Chemical Corporation of California in remediation of contaminated groundwater, soils, and DNAPL in Torrance, California.
Drew also represents the NCAA in obtaining insurance coverage for over 250 class action and individual lawsuits alleging the NCAA’s liability for alleged concussion-related injuries suffered by former student-athletes.
In addition to the above, Drew's current clients include Facebook, Cigna, Carvana, and PG&E.
In 2021 and 2022, Drew was recognized in Chambers USA for Insurance: Policyholder - California. From 2020-2022, The Legal 500 US recognized Drew as a Next Generation Partner for Insurance. In 2014, he was named a Top Attorney by the San Diego Daily Transcript. He was named a Top 40 Under 40 Business Professional by the San Diego Daily Transcript in 2016.
Thought Leadership
- Co-Author, "Continental: Policyholders Entitled to Full Limits on All Triggered Policies," Daily Journal, 2012