Barrie VanBrackle advises industry leaders on complex fintech transactions, specifically regarding payment technology and consumer financial services compliance.

Barrie helps merchants, payment processors and fintech vendors navigate key areas at the intersection of technology and finance, including:

  • Consumer-facing financial and banking
  • Regulatory counseling and investigations, including for new US market entrants
  • Payment card industry regulations, including brand operating rules and data security standards
  • Money transmission
  • Prepaid card access

An authority on payments and consumer financial services compliance, she regularly guides clients on transactions involving payment systems participants, including large merchants and financial technology companies, with respect to payment acceptance, payment issuance, co-brand agreements, payment card industry data security issues, and payment regulatory matters.

Barrie ’s deep experience also includes advising corporate and private equity clients within the context of mergers and acquisitions and other fintech investments.

She has been recognized as a leading lawyer by The Legal 500 US and is nationally ranked for FinTech Legal: Payments & Lending – Chambers USA.

She frequently speaks at industry events and writes on the evolving regulatory and compliance issues relating to payments and other e-commerce matters.

Barrie is active in the community and regulatory volunteers with Merchant Acquirers’ Committee (MAC), a nonprofit trade association in the payment processing ecosystem. She holds a leadership position within MAC’s Government Relations Strategic Insights Group.

Barrie ’s experience includes advising:

  • Payment card issuing and merchant acquiring banks
  • A top 5 financial institution on acquiring a card program
  • A large issuing bank and a sports franchise on negotiating cobrand agreements
  • Traditional merchants in negotiating novel payment acceptance methods
  • Fintech companies on navigating relevant banking and money transmission rules, including new market entrants into the United States

Thought Leadership

  • Author, “Potential Applications of Emerging Technologies to Anti-Money Laundering Compliance Programmes,” Journal of Financial Compliance
  • Speaker, “Unraveling the Complex State Regulatory Arena: Keeping a Watchful Eye on What States are the Most Active?”, ACI FinTech & Emerging Payment Systems Conference
  • Panelist, “All About the Money – Innovations in Cashless Gaming and Payment Technology,” IAGA International Gaming Summit
  • Panelist, “Remote Workforce: Lessons Learned During the Shutdown and Redefining the Future Workplace Without Physical Walls,” Women Leaders in Financial Services Law and Compliance Conference
  • Author, “The CFPB's Final Rule on Prepaid Cards and Early Industry Reaction,” Payments & Fintech Lawyer
  • Panelist, “Know Before You Owe: The Rule’s Aggressive Requirements Regarding Disclosures,” ACI’s Prepaid Card Compliance Forum
  • Author, “CFPB Flexes Its Muscles Over Data Security Representations,” E-Finance & Payments Law & Policy

Bar Qualification

  • District of Columbia
  • Virginia

Education

  • BA, Johns Hopkins University
  • JD, Washington University in St. Louis
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December 2, 2022 Recognition

Latham Earns Top Fintech Rankings Globally

Chambers and The Legal 500 recognize Latham’s deep global fintech capabilities and track record of landmark mandates; firm earns Band 1 ranking in Chambers’ inaugural US Crypto-Asset Disputes category.